Shopping on Cyber Monday

Today is the day online retailers try to lure you to their websites for some Christmas shopping,
but is Cyber Monday truly the last chance to get a good deal between now and the 25th?

Tod Marks at Consumer Reports says that like Black Friday, Cyber Monday is a marketing strategy.

"So, if you missed the dance, don't worry, there's going to be an encore," he advises.

In its latest survey 34-percent of those asked told Consumer Reports they plan to spend some time online shopping today, even at work.

Another study by price predicting website Decide.com found that 90-percent of the time online purchases costs less.

"And the average savings are 16%, up to 44%, savings by buying online versus offline," notes Decide.com's Mike Fridgen.

That means it's still far too early to panic, with 28 shopping days to go.